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Mobile Banking

Banking is at your fingertips with CB&T Mobile Banking.

At CB&T your business is personal to us!

Introducing Mobile Banking from CB&T

Banking your way. You can bank at your convenience anytime, anywhere from your smart phone or other mobile device.* CB&T Mobile Banking is available for text banking (SMS), Mobile web, or Mobile app.** It’s free, safe, and secure for CB&T online banking customers.

With our Mobile Banking Services you can:

  • Get current balance information
  • Check account activity
  • Transfer money between CB&T accounts
  • Pay bills with our Mobile Bill Pay service
  • Search transaction history on CB&T accounts
  • Locate CB&T ATMS and branches
  • Receive account activity alerts
  • Deposit checks via Mobile Deposit

Sign Up

You must be enrolled in Online Banking to be eligible for Mobile Banking. Download the app below to sign up for Mobile Banking.

Mobile Application

Connect with CB&T Mobile Banking using your iPhone®, Android®, or Blackberry® device. Download our App for banking at your fingertips.

Download on the App Store   Get it on Google Play

Mobile Banking Demo

Mobile Check Deposits

Point, tap, and snap! It’s that easy to deposit a check with CB&T Mobile Check Deposit. Simply take a picture with your phone’s camera and enter the deposit amount. Your check will be securely sent to CB&T for processing.

Learn More


  • You must use your CB&T Debit card to send funds.  You may send up to $500.00
  • Only available on consumer accounts
  • Receiver will receive an email or text, depending how you send it letting them know that you have sent them an EZ Pay payment
  • You will be able to add a memo to the payment
  • They (the receiver) will then key a debit card of their choice or their bank account number (either will work).  The sender will not have access or see this information
    • Keying a debit card is the quickest way to receive funds (it goes in instantly to their checking acct at their bank).   It’s super-fast!
    • Keying their bank routing and checking account number will take up to 3 days to credit their account and will come in as an ACH payment
  • The receiver has 10 days to accept the money.  On the 11th day, if they have not picked it up, it will be credited back into your account
  • There will be no fee assessed to our customers for using this service


  • Securlock is a new mobile app that allows you to control how, when and where your debit card(s) are used. It is a simple and secure way to manage and monitor your payment transaction activity. Securlock can help keep your payment cards safe and provide instant notifications whenever your card is used
  • This app is separate from the CB&T app
  • SecurLOCK Equip requires you have a debit card account issued from Citizens Bank & Trust. You will also need an Apple or Android smartphone. After downloading the app you will be instructed to enter your full account number then other authentication information. Once registered you can begin using the app immediately
  • If you have an iPhone just download the SecurLOCK app from the Apple store. If you have an Android phone you download the SecurLOCK app from the Google Play store. Once the app has successfully downloaded to your smartphone you can begin to register your cards
  • SecurLock allows you to have as many debit cards issued by CB&T registered

Text Banking

Enroll in Mobile Banking – login to Online Banking and click on the “User Services” tab.
Click on “Mobile Management” in the Manage Account block.
Register your mobile phone and service carrier.
Reply to text from CB&T Mobile Banking (96865 short code) to activate.


*Mobile banking for CB&T online banking customers is free. Contact your mobile carrier about text or other charges that may apply.
**If you can access the internet from your smartphone or other mobile device, you will be able to use mobile web and/or the mobile banking app.