Business Loans

CB&T wants to be a true partner to your small businesses. As a locally owned community bank, the lending decision is made in-house quickly and efficiently. Whether you want to start, boost, or expand your business, an affordable loan can make all the difference. That’s why we offer specialized loans with some of the most competitive rates and flexible payment terms in Caddo Parish. Let our experts assess your financial needs and guide you toward a sound lending solution.

Commercial Real Estate & Construction Loans

Finding the funds you need to accommodate your expanding business is easier than you think, with a real estate loan from CB&T. More

Our loan officers have years of experience in the Caddo and Bossier Parish Real estate markets, and will make it easy to find what you’re looking for. If you need more space, a new location, or commercial property for investment, you’ve come to the right place.

  • Find a new “home” for your business
  • Expand your space or buy investment property
  • A wide variety of terms to suit your needs
  • Competitive rates and flexible terms
  • Refinancing also available
  • Experienced personal service
  • Local decision-making
  • Local servicing for the life of the loan

Operating Lines of Credit

A operating line of credit is a perfect solution for short-term financing and immediate cash needs. More

It lets you access funds as needed and assists you with managing the cash flow needs of your business. Cover many of your short-term financial needs which may include:

  • Working capital
  • Inventory purchases
  • Seasonal fluctuations
  • Equipment repairs
  • Accounts receivable
  • And Much more!

Letters of Credit

Be sure your oil and gas business is prepared to start drilling with a letter of credit from CB&T. More

Trust our business loan officers to customize a loan with competitive interest rates and flexible terms to help you meet your objectives. Their ample experience in the industry will contribute to your success.

  • Competitive interest rates
  • Flexible repayment schedules
  • Quick answers with local decision-making
  • Experienced loan officers that put your interests first

Agriculture Loans

CB&T is committed to helping our farmers, large and small by providing the funding they need to operate their farms. We offer custom-tailored loans, with flexible terms to fit your specific goals — all at competitively low interest rates! Let CB&T be your trusted partner in the success of your agricultural enterprise. More
  • Purchase of farm property
  • Refinance of existing farm loans
  • Equity loans for farms
  • Farm improvement projects
  • Purchasing breeding stock
  • Refinance or restructure existing livestock financing
  • Facilities improvement
  • Feed, fertilizers, irrigation

Equipment Loans

At CB&T we understand the needs of our area's businesses, and we are ready to help them meet the challenges of their complex operations. From tractors to state-of-the-art technology, we will help you get the tools you need to keep up with demand. We combine competitive rates, quick decision-making, flexible terms, and a local understanding you won't find at large corporate banks. More
  • Purchase or refinance new or used equipment
  • Purchase or improve fixtures or facilities
  • Upgrade existing equipment or other fixed assets
  • Purchase vehicles
  • Professional service from lenders you know and trust

SBA Financing

Start or expand your business with a loan from CB&T that is also partially guaranteed by the Small Business Administration (SBA). CB&T specializes in two types of SBA guarantees, a 7(a) loan or a 504 loan. More
  • SBA 7(a) Loan
    • Purchase new real estate (including construction)
    • Repair or refurbish existing assets
    • Purchase or expand an existing business, including franchises
    • Partner buyouts
    • Provide working capital
    • Refinance existing debt
    • Purchase machinery, furniture, fixtures, supplies or materials
  • SBA 504 Loan
    • Purchase or construct owner-occupied commercial real estate
    • Purchase or renovate long term capital assets

All loans subject to credit approval.